Money Market
With Money Market savings, your money works harder for you.
- Tiered interest rates that let you earn more on larger balances.
- Interest paid at the end of each month.
- No minimum balance required.
Let's get going!
In order to get started, select an account that works for you.
Christmas Club
A savings designed to help you save money all year long for the holidays.
- This special Club Savings account helps you avoid building debt during the holiday season.
- No monthly maintenance fee, but there is an early withdrawal penalty fee.
- Earn interest on your savings that are paid at the end of each month.
- Christmas Club accounts mature in late fall each year for your holiday spending.
Home Heating Club
A savings option that offers 5.00% APY on the first $5,000 to help members set aside funds for heating expenses.
- A separate Club Savings account designed to help you save for your yearly home heating costs.
Club Account 1
An additional savings account for specific short term financial goals.
- No monthly maintenance fee.
- Earn interest on your savings that are paid at the end of each month.
- Open multiple accounts for multiple savings goals.
- Click here to view our current rates.
Club Account 2
An additional savings account for specific short term financial goals.
- No monthly maintenance fee.
- Earn interest on your savings that are paid at the end of each month.
- Open multiple accounts for multiple savings goals.
- Click here to view our current rates.
Club Account 4
An additional savings account for specific short term financial goals.
- No monthly maintenance fee.
- Earn interest on your savings that are paid at the end of each month.
- Open multiple accounts for multiple savings goals.
Club Account 5
An additional savings account for specific short term financial goals.
- No monthly maintenance fee.
- Earn interest on your savings that are paid at the end of each month.
- Open multiple accounts for multiple savings goals.
Primary Savings
This interest-earning primary share savings account is a great way to save while giving you access to HRCU's exclusive membership benefits.
- $5.00 minimum balance required ( This account is required and automatically added when joining HRCU).
- No monthly maintenance fee.
- Access your savings through Online and Mobile Banking, HRCU's 24-hour ATMs, and a nationwide network of branches and ATMs.
Teen Savings
Start strong with real savings, real interest, and a real independence for as little as $5.
- Available for ages 13-17.
- Earn 5.00% APY on the first $1,000 and watch your savings grow.
- Build smart money habits with hands-on money management experience.
- Know that your money's protected while you explore financial freedom.
- Pair it with a Teen Checking account to maximize your spending and savings.